diff --git a/src/com/massivecraft/factions/integration/Econ.java b/src/com/massivecraft/factions/integration/Econ.java
index d8cb8300..cb501e2f 100644
--- a/src/com/massivecraft/factions/integration/Econ.java
+++ b/src/com/massivecraft/factions/integration/Econ.java
@@ -220,7 +220,14 @@ public class Econ
 		String acc = ep.getAccountId();
 		String You = ep.describeTo(ep, true);
 		
-		if (delta >= 0)
+		if (delta == 0)
+		{
+			// no money actually transferred?
+//			ep.msg("<h>%s<i> didn't have to pay anything %s.", You, forDoingThis);  // might be for gains, might be for losses
+			return true;
+		}
+
+		if (delta > 0)
 		{
 			// The player should gain money
 			// There is no risk of failure
diff --git a/src/com/massivecraft/factions/listeners/FactionsPlayerListener.java b/src/com/massivecraft/factions/listeners/FactionsPlayerListener.java
index 6b03582a..4519a0d8 100644
--- a/src/com/massivecraft/factions/listeners/FactionsPlayerListener.java
+++ b/src/com/massivecraft/factions/listeners/FactionsPlayerListener.java
@@ -124,12 +124,9 @@ public class FactionsPlayerListener implements Listener
 				}
 				catch (UnknownFormatConversionException ex)
 				{
-					P.p.log(Level.SEVERE, "Critical error in chat message formatting! Complete format string: "+yourFormat);
-					P.p.log(Level.SEVERE, "First half of event.getFormat() string: "+formatStart);
-					P.p.log(Level.SEVERE, "Second half of event.getFormat() string: "+formatEnd);
+					P.p.log(Level.SEVERE, "Critical error in chat message formatting!");
 					P.p.log(Level.SEVERE, "NOTE: To fix this quickly, running this command should work: f config chatTagInsertIndex 0");
-					P.p.log(Level.SEVERE, "For a more proper fix, please read the chat configuration notes on the configuration page of the Factions user guide.");
-					ex.printStackTrace();
+					P.p.log(Level.SEVERE, "For a more proper fix, please read this regarding chat configuration: http://massivecraft.com/plugins/factions/config#Chat_configuration");
 					return;
 				}
 			}